Saniah Spencer, chief of marketing and product development, JN Bank says homeownership is important for growth and development of the nation.

Owning a home remains one of the chief ambitions for most persons. And while the journey can be rewarding, the process towards homeownership is often challenging and sometimes overwhelming.

For Dr. Remi Ojo, his journey towards home-ownership was made that much easier with the assistance of the JN Canada Representative Office.

For first-time home buyers, the mortgage process can be intimidating. Therefore, one of the key steps to make the journey as stress-free as possible is to choose the ideal mortgage institution. It’s likely that the home-owner will be paying off their mortgage for at least 20 to 30 years; therefore, it’s important to shop around to find the financial institution to meet your needs.

The mortgage pre-approval process is a critical first-step in the journey towards home-ownership. Petal James, head of mortgage sales at JN Bank, advised that getting pre-approved for a mortgage is crucial, as it provides proof to real estate agents and sellers that the buyer is financially capable of securing a mortgage.

For first-time home buyers, the mortgage process can be intimidating. Therefore, one of the key steps to make the journey as stress-free as possible is to choose the ideal mortgage institution. It’s likely that the home-owner will be paying off their mortgage for at least 20 to 30 years; therefore, it’s important to shop around to find the financial institution to meet your needs.

Many Jamaicans have made resolutions and set goals for the New Year. For some, this means living a healthier lifestyle, purchasing their first car, or upgrading to a newer model.

For others, it means taking those necessary steps towards achieving their dream of owning a home.